Weekly Note
199: Circle lends without lending
Circle adds Aave borrowing, regulators propose crypto rules without Congress, Samsung plans USDC transfers and Ripple expands prime brokerage.
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Where money goes next.
Understand how digital assets and AI are changing finance.
What’s Going On — And Why You Should Care.
Thursday, 8 October 2026
CEO note
Circle offers bitcoin loans without lending a dollar
Circle now lets institutions borrow USDC against bitcoin in Circle Mint. The dollars come from DeFi pools, and code decides when to sell.
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Monday Briefing
SEC proposes crypto custody rules as community banks sue OCC over trust charters
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Weekly Note
198: Who gets the stablecoin interest?
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CEO note
OpenUSD goes live and hands the interest to its partners
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2026 flagship report · With Proof of Talk
Money Movement 2.0
How stablecoins are rebuilding global finance and commerce.
51 Adoption Index
See which institutions are moving.
Compare 120 banks and financial institutions across eight observable capabilities.
51 Adoption Index
Institution ranking
Updated Aug 2026
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01
JPMorgan Chase
94
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02
BNY
88
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03
DBS Bank 88
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04
Standard Chartered
88
Overall adoption scoreView all 120 →
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